WILL SICKNESS BE INCREASED UNDER THE INSURANCE ACT?

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Why employers will continue to provide health insurance: the impact of the Affordable Care Act.

The Congressional Budget Office, the Rand Corporation, and the Urban Institute have estimated that the Patient Protection and Affordable Care Act (ACA) will leave employer-sponsored coverage largely intact; in contrast, some economists and benefit consultants argue that the ACA encourages employers to drop coverage, thereby making both their workers and their firms better off (a "win-win" situa...

How Will the Patient Protection and Affordable Care Act Affect Liability Insurance Costs?

The Patient Protection and Affordable Care Act (ACA) will greatly expand private coverage and Medicaid while making major changes to payment rates and the health care delivery system. These changes will affect traditional health insurers, individuals, and government payers. In addition, a considerable amount of health care is paid for directly by or is indirectly paid for via legal settlements ...

Vohntary Insurance Against Sickness: Estimates

T HERE are many differences of opinion about the extent and value of voluntary insurance against sickness. The conflicts mainly concern different estimates of the number of insurance policies in force, the number of different individuals insured, the comprehensiveness of their insurance contracts, and the net value of their insurance protection. In contrast to the difficulties of obtaining undu...

Safety First Portfolio Insurance Will

In this study, we show how a dynamic insurance program can be implemented within a mean-variance framework. The approach combines elements of the single period safety first idea suggested by Telser and developed by Leibowitz with multiperiod insurance strategies like CPPI and TIPP. The insurance program allows the user to set a probability of hitting a specified floor or target and also allows ...